Archive for Car Wreck Lawyer

Who is at Fault in a “Blind Spot Accident”

               Blind spot car wrecks occur when a driver merges over and hits another car that is traveling in a blind spot. There are many ways to eliminate blind spots and avoid these wrecks. The most effective way is to simply turn and look for a car before merging. Another way is to position your side-view mirrors to eliminate the blind spot.  Proper use and positioning of your mirrors can help prevent a car wreck.  Some cars and trucks now come equipped with technology to alert the driver to a car being in the blind spot.  However, people sometimes just forget to check or are distracted while changing lanes. In the event of an accident where the other party is negligent, they are liable for your injuries and damages from the car wreck. They have the responsibility or duty to not hit your car while they are traveling on the road. Even if they were well intentioned or simply did not see you doesn’t mean that they cannot be held liable for that damages. They were still negligent in not checking their “blind spot” and running into your car. The law protects you from drivers who run into you whether you are in their blind spot or not. If you find yourself personally injured in a car wreck contact the lawyers at Hodges Trial Lawyers, they would be happy to talk with you about your rights.

Auto Insurance: The “Full Coverage” Myth

Greg is married and a father of three.  Driving home from work he gets slammed by a distracted driver that blew through a stop sign. After a long hospitalization, two surgeries, physical therapy and two months away from work, Greg contacts a lawyer to help him and his wife.

“Greg,” says his lawyer a week later after a short investigation. “I have bad news: The driver was uninsured and has no assets. Even worse, we can only recover part of the damages for the injuries you suffered because you purchased the minimum UM/UIM coverage.”  This scenario is all too familiar to those of us who help people hurt in car accidents.  The following tips will help you be sure this never happens to you.

Make sure your liability limits are adequate.  If you are at fault and the other driver’s damages exceed coverage, you can be held personally liable.  Experts suggest liability limits of at least $100,000/$300,000 for injuries and $50,000 for property damage. Even more if you own a home or other assets.  Adding relatively inexpensive “umbrella” coverage to your existing liability and UM/UIM benefits for more protection is wise as well.

Consider increasing your UM/UIM coverage limits.  One in eight drivers across America is uninsured, according to the Insurance Research Council.  Many more drivers carry minimum liability; in Alabama this is only $25,000.00. If you are in a serious accident with an uninsured driver, you will need more coverage.

To offset some of the cost of the coverage described above, explore available discounts.  There are many discounts for which you may qualify. Ask your agent for a complete overview of every possible discount.

This is a simplified overview of auto insurance coverage. If you’ve been in an accident, call us as soon as possible to discuss the specifics of your particular situation.

Hodges settles Madison County wreck case for policy limits

Jeremiah recently settled a Huntsville car accident for the full amount of the tortfeasor’s insurance policy. Our client suffered severe injuries including multiple shoulder surgeries. Our client is very grateful that we were able to resolve the case without filing a lawsuit.

Winter Weather Driving

This February weather has been one for the record books in Alabama.  We have seen our fair share of snow, ice, sleet, and frigid cold temperatures.  Here are some basic driving tips for driving on these winter conditions:

 1.      GO SLOW! – You cannot pretend that you are driving in normal conditions.  Take your time and be cautious. Don’t make unnecessary lane changes or quick acceleration or braking maneuvers.  It will take you much longer to get somewhere if you crash than if you try and shave a few seconds off your daily commute.

2.      EASY ON THE BRAKES – Brake application is a common trigger of vehicle sliding which results in you losing control of your car.  ABS do not work well on ice and snow, and often will lock up your wheels.  Sliding wheels make it nearly impossible to control your vehicle.

3.      TURN INTO A SLIDE – If you find your car sliding, you need to turn your wheels in the direction that the REAR of the car is sliding.  By turning into the slide, you stand the best chance of recovering control of your vehicle.  (If you saw the Pixar movie Cars, it’s the same concept Lightning McQueen had to learn when racing on the dirt roads).

4.      DON’T BE OVERCONFIDENT – A major factor in many serious and fatal crashes is one’s overconfidence in their abilities to drive in adverse conditions.  Just because the speed limit is 50 doesn’t mean you should go 50 in less than ideal conditions.  Similarly, just because you have driven in bad weather conditions before does not mean that the snow and ice is any less slippery for you than a new driver.  Recognize that you are driving in dangerous conditions and don’t get cocky.